Process & Procedure
Latham Moore & Associates carefully documents every one of its default removal cases.
These cases have been formulated into a national database of credit providers who are known to have abused the credit reporting system for their own benefit or who openly flaunt consumer protection laws.
This information is freely passed on to consumer groups who can use the information to offer advice to their clients.
Using this database, Latham Moore & Associates is able to identify systemic problems occurring in the internal controls of credit providers.
In some cases persistent abuses maybe referred onto an external government agency such as the ACCC for actioning where appropriate.
Working Relationships with Credit Providers
Latham Moore & Associates have developed harmonious working relationships with many credit providers who are eager to amend their internal controls and delete irregular defaults that have been shown not to comply with statutory obligations which are imposed on all credit providers.
Competitive Advantages
Latham Moore & Associates are the leading experts in default and judgment removals. While many others claim to be able to remove defaults from the credit reporting bureau, our expertise is unsurpassed in all areas.
We have the expertise and firm commitment in developing our methodology whilst educating credit providers on compliance issues.
As of June 2005, Latham Moore & Associates is the only bona fide credit restoration service in Australia.
Core Business
Latham Moore & Associates targets those people who have been disadvantage by either false or misleading credit reports or who have one or more default that do not comply with the relevant legislation.
This service is extended to businesses who have received a judgment through the Magistrates court. Defaults are harder to remove from companies credit files and are therefore only taken on in special circumstances